Other Times When Your Credit Report Is Free

Financial Tip of the Day:

Did you know that there are special circumstances when you can get an extra copy of your credit report free in addition to the annual report? These include:

  • If a company denies you for a job, insurance or credit and you request it within 60 days’ of receiving notice
  • If you’re unemployed and plan to look for a job within 60 day
  • If you’re on public assistance
  • If your report is inaccurate due to fraud (including identity theft)

You can find out more information at the FTC site: Free Credit Reports.

To get your report for one of these reasons, visit each credit bureau to search for how to order your extra free report based on one of them. Each bureau usually includes online ordering options.