The #1 Budget Killer...

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Financial Tip of the Day:

Overspending is one of the biggest ways that people incur debt. Spending beyond their budget is what gets individuals into hot water. The problem is, many people don’t use a budget or even know that their actual budget is. Vague ideas about “what I can afford” results in not being able to pay off credit cards in full each month. Or ideas such as “I’ll pay it off later” - without setting a specific deadline - is another way that this happens. Being free of credit card debit begins with creating and staying within a budget. This is a key part of financial freedom.
#overspending #creditcarddebt #budget