Credit Scores

Don't Forget Your Annual Financial Check-Ups

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Wealth Building Tip of the Day:

2018 will be wrapping up in the blink of an eye. 

So, this is your reminder to complete one very important part of your annual financial check-up: check all 3 of your credit reports.

Go to https://www.annualcreditreport.com/index.action to get your FREE full credit report from each of the three bureaus: Equifax, Experian and TransUnion.

(This is the ONLY safe, federally authorized website to get your FREE credit reports.)

Every 12 months from when you last received your report, you’re entitled to a free copy of your most recent credit report from each of the bureaus

Even if you check your report (and score) regularly using Credit Karma or similar sites, you’ll want to get a full copy of your report directly from the reporting bureaus, so that you can look it over yourself.

Your credit report is a VITAL part of your financial health.

Make sure you do your annual check-ups!

Are you STILL risking identity theft?

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Financial Tip of the Day

Did you do a credit freeze to protect yourself yet? Last year I did a credit freeze with all 3 bureaus after I found out about the Equifax data breach.

This piece tells you what you need to know to freeze your credit, "Credit freezes will be free, thanks to banking deregulation law and Equifax changes."

If you haven’t done so yet, set aside 20-30 minutes over the long holiday weekend to do this.

ESPECIALLY if your information was definitely hacked. Check here to see if your information is “out there” vulnerable: https://www.equifaxsecurity2017.com/

The longer you wait, the more your personal and financial data is at risk.

There is NO excuse for putting it off, because almost all of us WILL have the time to do it over the long weekend.

No, it’s not fun. But the FEW minutes you spend protecting your money and identity doesn’t compare to the long-term devastation that identity theft causes.

And you’ll still have plenty of time to enjoy yourself this weekend. Peace of mind is worth it to me. What about you?

My Free Tips on How to Make Your Credit Score Soar

Financial Tip of the Day:

I talk about credit scores often because I understand how important they are these days for financial advancement and access to certain jobs, housing and financial opportunities. And they are also the bane of existence for many individuals who’ve experience financial setbacks or challenges at some point. But they don’t have to continue to be. I’ve created a list of tips on how to make your credit score soar. Get your free tip sheet here.

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